Adil Raza Khan | March 29, 2025
When it comes to investing in properties in Dubai, you might have already heard the term “shared ownership” or “fractional ownership.” In 2022, this shared ownership scheme has gained popularity with investors. And you might be wondering if this is a good idea in Dubai. For the most part, yes, it can be a smart move. It is a low-risk investment with high potential for income generation. However, like any other investment, there are a few things to consider before choosing shared ownership properties in Dubai.
Let’s talk about its benefits, considerations, and if shared ownership is right for you.
Shared ownership properties in Dubai allow up to 4 investors to own a particular property. It is an investor-oriented structure wherein you’ll only own a portion of a property instead of the whole asset.
Additionally, this also means that the costs and potential income generated from the property are shared. Hence, you will pay less on the initial cost of buying the property, property management fees, and maintenance fees.
There are several reasons why shared ownership properties in Dubai are becoming an appealing option for investors.
The key benefit of shared ownership is being able to only pay for a fraction of the total cost of buying a property. This results in less financial burden as the cost is spread out amongst multiple investors. At the same time, fractional ownership allows you to select thoroughly amongst upmarket properties. With proper guidance and research, this can also lead to higher returns in the long-run.
You can diversify your investment portfolio by investing in multiple properties. By doing this, you are also lessening your risks and investing in different types of properties. Additionally, you can invest in hotels, apartments, and commercial offices. If a property type takes a hit, you still have other investments in your portfolio.
Just like with full ownership, with a unified agreement, the investors can earn money from the property through rent or appreciation. Therefore, if the property value goes up or it’s rented out, the profits are distributed among the co-owners.
With shared ownership properties in Dubai, you can easily sell your shares to other investors. This provides more flexibility than having to sell the whole property itself, which may take more time.
Most shared properties in Dubai are managed by professional property management companies like APIL Properties. We handle daily tasks like communicating with renters, collecting rent, maintenance, dispute resolution, and more.
Dubai is known for its secure and clear regulations when it comes to properties and that includes shared properties. This is why shared ownership properties in Dubai will give you peace of mind and boost your confidence to invest.
While shared ownership properties in Dubai offer great benefits to investors, it is also important that you weigh down on some challenges.
With multiple people owning the property, decision-making can become tricky. There is always the challenge of potential agreements within each other. This is why a comprehensive and solid co-ownership agreement is important to avoid conflicts and set down ground rules beforehand.
There may be times when one owner may feel that they are contributing more than others. This can happen either by devoting more time or contributing more financially for the property. Again, having a clear guideline and agreement with the investors can prevent this from happening.
With shared ownership properties in Dubai, no single investor has full control over the property. Every decision regarding the property requires the consent of all the investors.
Succession plans have to be clearly specified on the investor’s will to prevent disputes from happening. You have to outline your will accordingly to follow through on the shared investment.
In conclusion, shared ownership in Dubai can be your big break in the real estate market. This offers several benefits, like less financial cost, diversification, flexibility, strong returns, and secure regulations. However, like any investment, you also need to take account for the downsides. This includes disagreements, unfair contributions, restricted control, and inheritance issues. But through proper agreements and guidelines, these challenges can be easily managed.
Additionally, you can even consult APIL Properties to help align your investment goals to the end result. Our team has substantial market knowledge to lead you through the best decision you need to take.
Shared ownership properties in Dubai pertain to an investor structure wherein you will only have rights to a portion of the property. Hence, unlike full ownership, you will not have the full rights and control over decisions regarding the property.
Yes. Multiple investors, usually up to four people, can have a shared ownership for properties in Dubai.
Shared ownership in Dubai offers reduced financial costs, investment diversification, potential for strong returns, flexibility, easy management, and secure regulations. Plus, you can even elevate these benefits by partnering with experts like APIL Properties.
Shared ownership properties in Dubai can lead to disagreements, conflict with contributions, restricted control, and inheritance issues. However, this can be easily managed through clear co-agreement and guidelines.
WRITTEN BY
Adil Khan is a Dubai luxury real estate expert with over 13 years of experience in the UAE property market. He is the Chairman of APIL Properties.
Dubai is known to the world for its superlative sensations—boasting of the biggest, the most extravagant, and the most expensive! The restaurants here match up to the ‘highest’ standards set with equal grace.
Food is good in almost every restaurant in Dubai. Then, why the hype around the most expensive restaurants in Dubai? Well, it is about the Experience! Some upper-end restaurants do more than just sensitizing the taste buds. The experiential dining awestrucks all the brain and body cells.
How awesome would it feel if sharks swam past your table while you enjoyed global delicacies? What about being strapped into your seat around a dinner table that hangs 50 meters above the ground in the sky via a crane? Cannot be answered, only experienced!
So, let us mention a few of the finest gastronomical destinations tagged as the most expensive restaurants in Dubai. You will hear about Michelin-starred restaurants a lot in Dubai, so first learn what they are.
In Dubai, luxury isn’t limited to skyscrapers, sports cars, or private islands—it even extends to something as simple as a car’s number plate. Owning the most expensive number plate in Dubai (2025) is more than a display of wealth – it’s a bold statement of power, prestige, and exclusivity.
These plates are auctioned for millions, attracting billionaires, royalty, and elite collectors who see them as status symbols and investments. Dubai has set the stage to demonstrate the world's most valued and rarest plates with unprecedented sales and global news. The most expensive Dubai number plate can cost more than a mansion on Palm Jumeirah.
At APIL Properties, we know that real luxury is rare. Like prime real estate, single-digit or unique number plates are scarce. Both are perceived as investments that narrate a spell of success.
Let us get into the entirety of the most costly number plates in Dubai
"An investment in knowledge pays the best interest." – Benjamin Franklin
We have been writing to share our knowledge on Dubai real estate investments and earning monetary gains for a long time now. We like to stay educated to guide our clients and readers. Recently, while studying, this famous quote grabbed our attention, motivating us to write this blog on the most expensive schools in Dubai.
The quote is so true but often so neglected! Good investment in knowledge indeed fetches the highest gains possible for an all-round prosperity.
Your dazzling lifestyle choices account for nothing if the choice of school for your children fails to shape and shine their future. In Dubai, everything is a notch higher than expected. So, here we enlist those schools in Dubai that match your extravagant expectations and your child’s education needs uncompromisingly.
