Adil Raza Khan | March 29, 2025
Emirates Hills is one of the most prestigious and exclusive gated communities in Dubai where each villa is a treat to the eye and emits an aura of sophistication.
The first choice of luxury property buyers and investors, with no budgetary limitations, is mostly the Emirates Hills in the heart of Dubai. From fully-customizable palatial villas to unobstructed view of the Golf Courses and Lakes around to advanced 24*7 security for unbeatable privacy in its affluent exclusive environment, Luxury villas in Emirates Hills are truly proud possessions for anyone in Dubai. The atmosphere inside its gate carries an enchanting aura of elegance and aristocracy.
Surely enough not everyone will have the pride of an easy and unfiltered access here. Brutal truth, but it is the truth! Villas and Mansions only are available here with no less than 4-bedroom configurations and reaching upto 10 bedroom villas. The starting price for Luxury villas here are rarely below AED 30 Million. Nevertheless, it makes it one of the Best places to invest in Dubai luxury real estate.
So, once you are determined to buy a vacant property here, let's not waste much time thinking about what should be the line of action to own one rightfully.
Let's do the needful now:
Hopefully, you already know that the purchasing price alone doesn't amount to the entire ownership cost.
Transfer Fee of 4% of the total Sales Price to the DLD (Dubai Land Department Fee). This 4% DLD Fee is equivalent to the ‘stamp duty’ in other countries. Also called Property Registration Fees, It registers the property under your ownership.
Trustee Office Fess comes next. It is a fixed amount— AED 4,000 plus 5% VAT (AED 4,200) for properties that are priced for AED 500,000 or above. While for properties priced below AED 500,000 it is AED 2,000 plus 5% VAT (AED 2,100). It marks the conduction of the transaction in a legally appropriate way between the buyer and the seller in the presence of the authorized real estate registration trustees.
0.25% of the mortgage value plus AED 290 as a one time fee is payable as Mortgage Registration Fees if you are planning to mortgage. The mortgage value is the amount you borrow from the bank for the property purchase.
4% of the property's purchasing price is payable as the OQOOD Registration fee.
Service Charge of AED 3-AED 18 per sq ft.
NOC Fees of around AED 500 to AED 5000.
Title Deeds Fees is payable for legally owning the property, which is around AED 500-600.
Estate agency fees are typically 2% of the purchasing price.
Insurance is not mandatory, but necessary. If you are mortgaging, then doing Mortgage Protection Insurance is mandatory!
Conveyance Fees, DEWA fees, Valuation fees, and Arrangement fees are also applicable as miscellaneous fees.
If all these added fees make you feel it would be safer to mortgage, you should be aware of these.
Expats residing in Dubai with a steady source of income and valid visa can expect to borrow 80% of the property purchase value from banks in Dubai.
For Non-residential expats, it is mandatory to show a good credit score plus a regular source of high income. They can expect to borrow 50-75% of the amount from the banks here.
For mortgages, you need to submit a bank statement and Proof of Income. Non-residential expats are entitled to borrow 50% LTV of the property.
The minimum age limit to apply for a mortgage in Dubai is 21 years and the upper age limit is 65 years for employed expats and 70 years for UAE nationals and self-employed expats.
The typical loan repayment tenure is 5 to 25 years.
Interest rates usually vary from 2.75 to 5% pa.
Some popular banks o apply for mortgages are:
You can be the lifetime owner of Luxury villas in Emirates Hills Dubai as it is a freehold area.
We highly suggest you contact a RERA real estate agent to buy Emirates Hills Dubai property for sale or any property here whatsoever. They will help you find and buy property in Emirates Hills Dubai that perfectly matches your requirements and preferences. We will enlist the plus points of collaborating with RERA agents better in the subsequent paragraph.
Make an offer and negotiate. If you are buying from the RERA agency or any property listing site, rest assured negotiation won't help much.
Sign the MOU with the seller following the approval of the offer at the Registration Trustee's office. Make the down payment. What we have seen, mostly for Luxury villas in Emirates Hills, is that non-resident expat buyers have to make 40% down payment and expats in the UAE can pay 20% down payment of the property price. It might not be the same by default, but typically it is so. Transaction is done via Escrow account, so your money is always safe. The seller cannot withdraw it unless the handover is over!
SPA or Sales Purchase Agreement is registered with the Dubai Land Department. Sign the document. Do not forget to collect the NOC Certificate. Complete the property transfer process and make the necessary fees discussed already.
The completion of the buying process happens at the Registrar’s Office at the Dubai Land Department. Meet the seller there on the appointed date, carrying along your ID documents, NOC and MOU. Transfer the remaining balance, and receive your title deed along with the keys to your dream villa in one of the exclusive gated communities in Dubai.
It is not a task you should shoulder single-handedly. Get help from Dubai real estate legal consultants and agents for keeping the process error-free and avoid being scammed.
They simplify the entire property hunting, finalizing and holding the key to Emirates Hills Dubai property for sale processes.
Without authorized RERA agents, you will surely face hassles and end up incurring losses.
Buying a villa in Emirates Hills is a matter of pride. Families or individuals (hardly ever anyone seen here without families) paving their way inside the majestic gate of this massive community are remarkably wealthy looking for a private affluent lifestyle. And, the APIL Properties team is glad it could help you with all the information that would make your way in Emirates Hills—The Beverly Hills of Dubai—a smooth journey.
Our blog gives you a glimpse, the entire process with the fees will seem exhausting if you proceed all alone. If you need further assistance with information in the buying process or guidance in finding one vacant villa at the Emirates Hills (rather hurry then!), feel free to contact us right now.
Emaar properties at Emirates Hills never wait for anyone! Act fast.
Do you know? Sheikh Khalifa Bin Zayed Street is among Abu Dhabi's most important and busiest thoroughfares right at its core.
If you have ever sped through the center of Abu Dhabi – you most likely found yourself on this thoroughfare in the city. This street is more than just a thorough road; it's a vivid snapshot of Abu Dhabi life.. Guess what? It is humming with everything from elevated homes to busy stores and little cafes.
Named for the late visionary Sheikh Khalifa Bin Zayed, this boulevard truly highlights the way the city combines modern living with legacy. So? Whether you live here, visit here, or are considering moving here, this spot is a place you should know about.
Dubai is ready to rewrite the history of world aviation, and DWC Airport Dubai, also known as Al Maktoum International Airport (DWC),is at the center of it all.
Originally designed to complement Dubai International Airport (DXB), this once-secondary hub is now the pillar of a $35 billion transformation meant to establish DWC as the largest and busiest airport in the world.
DWC will eventually oversee all commercial operations from DXB as part of Dubai's audacious new master plan, so centralizing global air travel, logistics, and innovation. Massive infrastructure renovations in progress will change the expectations of the globe from an international gateway.
The Falcon DWC Airport development is among the first significant private investments in this growth. Leader in aviation services, Falcon Aviation has committed $100 million to modernize its MRO (maintenance, repair, and overhaul) facilities and open a posh private jet terminal, underscoring DWC's increasing importance as a destination for business and executive travel.
The countdown has begun, and Al Maktoum International Airport (DWC) is ready to soar far beyond expectations.
Active living is one of the keys to unlocking holistic well-being and longevity. This knowledge seems to have inspired Aldar Properties to shape urban luxury living in their latest community, Athlon.
The Athlon off-plan community is under construction to equate aesthetics and athletic aspects of a gated community like never before. The main focus of Aldar has been to shape this gated community as an open and protected playground where the residents can stay active amidst daily life agendas.
Not just a revolutionary lifestyle destination for residents, Athlon by Aldar Properties Dubailand is investment-worthy in every possible sense.
Our team attempts to enlist and explain the exact reasons in this blog that you find sensible enough to consider.
